HEALTH PLAN OPTIONS

As an eligible member, you have comprehensive health benefit options available to you and your family. On this page you will find information on the health plans offered by the Office of Group Benefits as well as information on eligibility. We encourage you to review the plans described on this website and the respective plan documents to make an informed decision on what plan is best for you.

Pelican HRA1000 (Blue Cross and Blue Shield of Louisiana)

The Pelican HRA1000 offers a low premium in combination with a Health Reimbursement Arrangement employer contribution to create an affordable option for members. Coverage is provided within the Blue Cross nationwide network, as well as out-of-network.

Pelican HSA775 – Active Employees Only (Blue Cross and Blue Shield of Louisiana)
The Pelican HSA775 offers a low premium in combination with a Health Savings Account – which the member and employer contribute to – to create an affordable option for members. Coverage is provided within the Blue Cross nationwide network, as well as out-of-network.

Magnolia Local Plus (Blue Cross and Blue Shield of Louisiana)
The Magnolia Local Plus offers a lower deductible than the Pelican plans in exchange for a higher premium. Coverage is provided within the Blue Cross nationwide network. Out-of-network care is provided in emergencies only.

Magnolia Open Access (Blue Cross and Blue Shield of Louisiana)
The Magnolia Open Access offers moderate deductibles and coinsurance in exchange for a higher premium. Coverage is provided within the Blue Cross nationwide network, as well as out-of-network.

Magnolia Local (Blue Cross and Blue Shield of Louisiana)
The Magnolia Local offers a lower deductible than the Pelican plans in exchange for a slightly higher premium. This is a narrow network (limited providers) plan for members who live in specific coverage areas. Out-of-network care is provided in emergencies only.

Medical Home HMO (Vantage Health Plan)
The Medical Home HMO is a traditional HMO offered by Vantage Health Plan. This plan provides coverage through the Affinity Health Networks and a standard provider network.

Peoples Health HMO-POS (Medicare Advantage Plan)
This Medicare Advantage plan through Peoples Health offers high quality, cost-effective healthcare services to eligible retirees.

Vantage Premium HMO-POS, HMO-POS and Zero-Premium HMO-POS (Medicare Advantage Plan)
Vantage Health Plan offers Medicare Advantage plans to eligible retirees as an alternative to traditional Medicare.

Towers Watson’s OneExchange (Medicare Exchange Plan)
OneExchange provides personalized assistance to help you make informed and confident enrollment decisions and choose the health plan or plans that best fit your medical needs and budget. This option includes a Health Reimbursement Arrangement (HRA).

Disclaimer – Information is presented for general information only. The plan document will prevail in the event of any discrepancies. Refer to Benefit Plan Documents and Schedule of Benefits for detailed information.

CONTACT INFORMATION

Blue Cross and Blue Shield of LA
www.bcbsla.com/ogb
1-800-392-4089
8:00 AM – 5:00 PM CT Mon-Fri

Vantage Health Plan
www.vhp-stategroup.com
1-888-823-1910
8:00 AM – 8:00 PM CT Mon-Fri

OneExchange
medicare.oneexchange.com/ogb
1-855-663-4228
7:00 AM – 8:00 PM CT Mon-Fri

Peoples Health
www.peopleshealth.com
1-866-912-8304
8:00 AM – 8:00 PM CT
Seven Days a Week

 

ELIGIBILITY

Click here for more information on eligibility, who can be enrolled as a dependent and verification guidelines.