A flexible benefits plan allows you to pay for certain benefits before your money is taxed. For example, with a flexible benefit plan you can transfer money out of every paycheck and put it in a Flexible Spending Arrangement (FSA) option before its taxed. The FSA you choose allows you to set aside money, before it’s taxed, to pay for health care, out-of-pocket expenses, dental and vision expenses and dependent care expenses. The FSA Visa Debit card is provided to pay for expenses at doctor’s offices, hospitals, and pharmacies.