Portability Rates Schedule 1 – Active and Retired Employees Under Age 65 – Effective 1/1/2013 Schedule 2 – Active and Retired Employees Age 65-69 – Effective 1/1/2013 Schedule 3 – Active Employees Age 70 and Over – Effective 1/1/2013 Schedule 4 – Retired Employees Age 70 and Over – Effective 1/1/2013