2025 PREMIUM RATES
Active Employees
All Retirees
OGB Standard Health Plans effective January 1, 2025 – 75%- OGB Standard Health Plans effective January 1, 2025 – 56%
- OGB Standard Health Plans effective January 1, 2025 – 38%
- OGB Standard Health Plans effective January 1, 2025 – 19%
Early Retirees
School Board Active Employees
School Board All Retirees
- OGB Standard Health Plans effective January 1, 2025 – 75%
- OGB Standard Health Plans effective January 1, 2025 – 56%
- OGB Standard Health Plans effective January 1, 2025 – 38%
- OGB Standard Health Plans effective January 1, 2025 – 19%
School Board Early Retirees
Medicare Advantage
- OGB Medicare Advantage Plans effective January 1, 2025 – 75%
- OGB Medicare Advantage Plans effective January 1, 2025 – 56%
- OGB Medicare Advantage Plans effective January 1, 2025 – 38%
- OGB Medicare Advantage Plans effective January 1, 2025 – 19%
- OGB Medicare Advantage COBRA effective January 1, 2025
- OGB Medicare Advantage Disability COBRA effective January 1, 2025
2024 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2024 – 75%
- OGB Standard Health Plans effective January 1, 2024 – 56%
- OGB Standard Health Plans effective January 1, 2024 – 38%
- OGB Standard Health Plans effective January 1, 2024 – 19%
Early Retirees
School Board Active Employees
School Board All Retirees
- OGB Standard Health Plans effective January 1, 2024 – 75%
- OGB Standard Health Plans effective January 1, 2024 – 56%
- OGB Standard Health Plans effective January 1, 2024 – 38%
- OGB Standard Health Plans effective January 1, 2024 – 19%
School Board Early Retirees
Medicare Advantage
- OGB Medicare Advantage Plans effective January 1, 2024 – 75%
- OGB Medicare Advantage Plans effective January 1, 2024 – 56%
- OGB Medicare Advantage Plans effective January 1, 2024 – 38%
- OGB Medicare Advantage Plans effective January 1, 2024 – 19%
- OGB Medicare Advantage COBRA effective January 1, 2024
- OGB Medicare Advantage Disability COBRA effective January 1, 2024
2023 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2023 – 75%
- OGB Standard Health Plans effective January 1, 2023 – 56%
- OGB Standard Health Plans effective January 1, 2023 – 38%
- OGB Standard Health Plans effective January 1, 2023 – 19%
Early Retirees
Medicare Advantage
- OGB Medicare Advantage 75%
- OGB Medicare Advantage 56%
- OGB Medicare Advantage 38%
- OGB Medicare Advantage 19%
- OGB Medicare Advantage COBRA
- OGB Medicare Advantage Disability COBRA
School Board Active Employees
School Board All Retirees
- OGB Standard Health Plans effective January 1, 2023 – 75%
- OGB Standard Health Plans effective January 1, 2023 – 56%
- OGB Standard Health Plans effective January 1, 2023 – 38%
- OGB Standard Health Plans effective January 1, 2023 – 19%
School Board Early Retirees
2022 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2022 – 75%
- OGB Standard Health Plans effective January 1, 2022 – 56%
- OGB Standard Health Plans effective January 1, 2022 – 38%
- OGB Standard Health Plans effective January 1, 2022 – 19%
Early Retirees
Medicare Advantage
- OGB Medicare Advantage 75%
- OGB Medicare Advantage 56%
- OGB Medicare Advantage 38%
- OGB Medicare Advantage 19%
School Board Active Employees
School Board All Retirees
- OGB Standard Health Plans effective January 1, 2022 – 75%
- OGB Standard Health Plans effective January 1, 2022 – 56%
- OGB Standard Health Plans effective January 1, 2022 – 38%
- OGB Standard Health Plans effective January 1, 2022 – 19%
School Board Early Retirees
2021 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2021 – 75%
- OGB Standard Health Plans effective January 1, 2021 – 56%
- OGB Standard Health Plans effective January 1, 2021 – 38%
- OGB Standard Health Plans effective January 1, 2021 – 19%
Early Retirees
Medicare Advantage
- OGB Medicare Advantage 75%
- OGB Medicare Advantage 56%
- OGB Medicare Advantage 38%
- OGB Medicare Advantage 19%
2020 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2020 – 75%
- OGB Standard Health Plans effective January 1, 2020 – 56%
- OGB Standard Health Plans effective January 1, 2020 – 38%
- OGB Standard Health Plans effective January 1, 2020 – 19%
Early Retirees
Medicare Advantage
- OGB Medicare Advantage 75%
- OGB Medicare Advantage 56%
- OGB Medicare Advantage 38%
- OGB Medicare Advantage 19%
2019 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2019 – 75%
- OGB Standard Health Plans effective January 1, 2019 – 56%
- OGB Standard Health Plans effective January 1, 2019 – 38%
- OGB Standard Health Plans effective January 1, 2019 – 19%
Early Retirees
Medicare Advantage
- OGB Medicare Advantage 75%
- OGB Medicare Advantage 56%
- OGB Medicare Advantage 38%
- OGB Medicare Advantage 19%
2018 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2018 – 75%
- OGB Standard Health Plans effective January 1, 2018 – 56%
- OGB Standard Health Plans effective January 1, 2018 – 38%
- OGB Standard Health Plans effective January 1, 2018 – 19%
Early Retirees
Medicare Advantage
- OGB Medicare Advantage 75%
- OGB Medicare Advantage 56%
- OGB Medicare Advantage 38%
- OGB Medicare Advantage 19%
2017 PREMIUM RATES
Active Employees
All Retirees
- OGB Standard Health Plans effective January 1, 2017 – 75%
- OGB Standard Health Plans effective January 1, 2017 – 56%
- OGB Standard Health Plans effective January 1, 2017 – 38%
- OGB Standard Health Plans effective January 1, 2017 – 19%
Early Retirees
Medicare Advantage